SIP Calculator

Systematic Investment Plan (SIP) Calculator

Compute mutual fund wealth accumulation, simulate annual step-up SIP growth, and view year-by-year milestone schedules

Monthly Investment (PMT) Regular monthly deposit amount

Currency

Expected Annual Return (r %) Estimated annual CAGR (%)

Time Horizon (Years) Investment duration

Total Projected Portfolio Value (FV)

$502,315.70

Wealth Gain: +$322,315.70 (+179.1%)

Total Invested: $180,000.00 • Estimated Returns: $322,315.70

Total Cash Invested $180,000.00 Monthly PMT × 180 months

Estimated Returns (Interest) $322,315.70 Compound earnings share (64.2%)

Wealth Multiplier Ratio 2.79× Future Value ÷ Total Invested

Total Monthly Deposits 180 Deposits Total frequency installments

Annual Step-Up SIP Parameters

Initial Monthly SIP

Annual Step-Up (%) Yearly increase in deposit

Expected Annual Return (%)

Time Horizon (Years)

Step-Up SIP Future Wealth Value

$793,421.20

Total Invested with Step-Up: $364,520.10

Returns Generated: $428,901.10 (Outperforms standard SIP significantly)

Total Cash Invested $364,520.10 Sum of stepped-up monthly PMT

Compound Returns Generated $428,901.10 Extra earnings from higher contributions

Final Monthly Contribution $37,960.30 Monthly deposit amount in final year

Wealth Multiplier Ratio 2.18× Future Value ÷ Total Invested

Monthly Investment

Annual Return (%)

Total Years

Year Invested Amount Estimated Returns Total Value