Public Provident Fund (PPF) Wealth Calculator
Compute 15-year tax-free PPF maturity corpus, analyze loan eligibility rules, and view year-by-year compounding milestone schedules
Min ₹500, Max ₹1,50,000 per financial year
Government notified rate (e.g., 7.1%)
Total Maturity Corpus Value (Tax-Free)
₹4,068,209.12
Total Interest Earned: ₹1,818,209.12
Total Invested Capital: ₹2,250,000.00 • EEE Tax Status (Exempt-Exempt-Exempt)
Total Invested Capital
₹2,250,000.00
Annual Deposit × 15 years
Total Tax-Free Interest Earned
₹1,818,209.12
Compound annual interest share
Wealth Multiplier Ratio
1.81×
Maturity Corpus ÷ Total Invested
Tax Savings Benefit (80C)
Exempted EEE
No tax on deposit, interest, or maturity
PPF Liquidity, Loan & Partial Withdrawal Limits
Check eligibility for specific year
Loan Eligibility Status (Year 3)
Eligible for Loan: ₹49,152.00
25% of balance at end of 2nd preceding year
Loan interest rate is 1% over prevailing PPF rate (e.g., 8.1%)
Max Loan Amount
₹49,152.00
Available from 3rd to 6th financial year
Partial Withdrawal Limit
Not Eligible Yet
Allowed once per year from 7th financial year
Loan Repayment Term
36 Months
Principal first, then interest
Partial Withdrawal Rule
Lower of 50%
Balance at end of 4th preceding yr or previous yr
Year
Deposit
Interest Earned
Closing Balance