Fixed Deposit (FD) & Interest Calculator
Compute cumulative maturity values with quarterly compounding, calculate periodic interest payouts, and view year-by-year FD growth schedules
Total initial lump sum deposited
Per annum interest rate
Maturity Value at Expiry (A)
₹144,388.92
Total Interest Earned: ₹44,388.92
Principal Deposited: ₹100,000.00 • Absolute Return: +44.39%
Total Interest Earned (I)
₹44,388.92
Interest component at maturity
Effective Annual Yield (APY)
7.45%
Annualized return factoring compounding
Wealth Multiplier Ratio
1.44×
Maturity Value ÷ Principal
Capital Doubling Horizon
10.0 Years
Approximate time to double deposit
Regular Income / Interest Payout Parameters
Periodic Payout Amount (Regular Income)
₹2,916.67 / month
Principal remains intact until maturity
Annual Interest Payout Total: ₹35,000.00
Periodic Payout (Income)
₹2,916.67
Cash received per frequency interval
Total Annual Payout Sum
₹35,000.00
Total yearly cash flow generated
Original Principal Return
₹500,000.00
Returned intact at maturity expiry
Simple Interest Yield
7.00%
Nominal yield (non-compounded payout)
Year
Starting Principal
Interest Earned
Ending Balance