Retirement Nest Egg & Inflation Calculator
Compute required retirement corpus based on future living expenses, calculate monthly savings targets, and simulate post-retirement safe withdrawal longevity
Your current monthly household spend
Expected cost of living increase
Conservative portfolio yield
Target Retirement Corpus Needed
₹43,582,190.50
Years in Retirement: 25 Years
Future Monthly Expense at Age 60: ₹287,174.30 / month
Future Monthly Expense
₹287,174.30
Adjusted for 6% inflation over 30 yrs
First Year Annual Withdrawal
₹3,446,091.60
Required annual retirement cash flow
Retirement Duration
25 Years
From age 60 to 85
Safe Withdrawal Benchmark (4% Rule)
₹86,152,290.00
Traditional perpetual wealth preservation
Monthly SIP Required to Build Retirement Corpus
Already accumulated corpus
Equity/Growth portfolio CAGR
Required Monthly Savings (SIP)
₹11,482.50 / month
Goal Reached Successfully
Total Out-of-Pocket Deposits: ₹4,133,700.00 • Compound Returns: ₹39,448,490.50
Required Monthly SIP
₹11,482.50
Monthly savings target
Total Cash Invested
₹4,133,700.00
Starting savings + monthly total
Compound Returns Share
₹39,448,490.50
Investment growth earnings (90.5%)
Working Horizon
30 Years
Accumulation phase duration
Post-Retirement Withdrawal & Depletion Simulation
First year cash withdrawal
Annual lifestyle cost increase
Portfolio Longevity Assessment
Corpus Lasts 28.5 Years (Survives Life Expectancy)
Sustainable Retirement Plan
Initial Corpus: ₹43,582,190.50 • Final Age Before Depletion: 88.5 Years
Retire Age
Opening Corpus
Annual Withdrawal
Closing Balance