Recurring Deposit (RD) & Cumulative Wealth Calculator
Compute recurring deposit maturity values with standard quarterly bank compounding, simulate annual step-up RDs, and view milestone schedules
Fixed monthly installment
Per annum interest rate
Total Maturity Value (A)
₹201,842.50
Total Interest Earned: ₹21,842.50
Total Invested: ₹180,000.00 • Absolute Return: +12.13%
Total Interest Earned (I)
₹21,842.50
Compound returns on installments
Total Cash Invested
₹180,000.00
Monthly PMT × Total Months
Wealth Multiplier Ratio
1.12×
Maturity Value ÷ Invested Capital
Total Deposit Installments
36 Deposits
Frequency count
Annual Step-Up RD Parameters
Yearly percentage increase
Step-Up RD Maturity Corpus
₹212,540.80
Total Invested with Step-Up: ₹189,200.00
Interest Earned: ₹23,340.80 • Final Year Monthly PMT: ₹6,050.00
Total Cash Invested
₹189,200.00
Sum of stepped-up deposits
Compound Interest Earned
₹23,340.80
Earnings generated
Final Monthly Deposit
₹6,050.00
Contribution in final year
Wealth Multiplier Ratio
1.12×
Maturity Value ÷ Invested
Year
Cumulative Invested
Interest Earned
Ending Balance